WIn the unlikely event that an FDIC-insured bank in which we place your money fails, your escrowed funds placed at the bank would be subject to FDIC pass-through deposit insurance coverage, along with any other deposits you hold at that bank, up to a combined total of $250,000.00. Pass-through deposit coverage is contingent upon ScheduleMyPayment.com maintaining accurate records and on determinations of the FDIC as receiver at the time of a future receivership of any bank at which we place your funds. FDIC pass-through deposit insurance protects you against the failure of the bank at which ScheduleMyPayment.com places your funds.